Getting sick can burn a hole in your pockets. With the rising costs of treatment and medications nowadays, it's so easy for a person's wallet to have a breakdown. The fact that more than 50 million Americans are uninsured makes personal health care even more unaffordable. So what can you do to get better health care at lower costs? Here are some techniques on how to achieve that.
Talk To Your Doctor
Your doctor will always try to help you. Two out of three physicians are more than willing to reduce their fees, offer free screenings, or even do pro bono work. Just make sure that you politely ask in detail about different diagnostic and treatment options and their cost-effectiveness to you as the patient.
Cut Down on Medicine Expenses
Do not leave your doctor's office without verifying if the medications prescribed to you are affordable. You can also ask your doctor for alternative medicines in case you're not able to afford the one initially prescribed. Another technique is to get double-strength pills and then just split them into two. Search the town for the most affordable pharmacy. You can also opt to buy medicines online where prices are almost always lower than those in the traditional market. Moreover, you can choose to buy generic meds which are significantly cheaper than the branded ones.
Take Advantage of Free Health Screenings
Instead of skipping health screenings because they're expensive, what you can do is to go around and take advantage of free health screenings. For example, every May, health clinics provide free skin cancer checks. Every November, organizations offer free diabetes screening as part of health awareness campaigns. These are not all. You can find a wide range of free screenings done all over the country. Get a full list from this website: www.healthfinder.gov/nho.
Inquire About Free Wellness Programs
You'll be surprised to know that wellness programs are offered not only in hospitals and clinics but also in houses of worship. Faith-based wellness programs can help you lose weight, cut risk for diabetes, and improve heart condition without having to pay extra on expensive health club prices.
Take Care of Yourself
The best thing you can do to get better health care without spending a fortune is to take care of yourself. As they always say, prevention is better than cure. If you're in top shape, it's a lot easier to get health insurance coverage that won't set you back with high premiums. Adopt four lifestyle changes such as eating healthy, exercising regularly, avoiding unhealthy habits such as drinking alcohol and smoking, and managing stress. If you're able to do all these, you'll find yourself spending less and less on medical expenses.